Services

WHAT WE’RE OFFERING

We’re giving all the insurance services to you

Systems

Air Conditioner Furnace Plumbing Water Heater Electrical Panel / Wiring

Appliances

Refrigerator with Ice Maker Built-in Microwave Oven Dishwasher Washer & Dryer

Buyer Coverage

Coverage for major appliances (including refrigerator with ice maker), HVAC, water heater, electrical, plumbing, and more. Buyer coverage is for one year and can be renewed annually by the homeowner.

Seller Coverage

Complimentary Seller coverage is for the listing period and begins immediately upon enrollment. Coverage is for a term of 180 days, until close of sale, or until the listing is canceled, whichever occurs first.

Options

Additional Refrigerator, Wine Cooler, or Freezer Extended Pipe Leak Roof Leak Septic System Pool / Spa Equipment Water Softener

Should I get a home warranty?

If you’re living in an older home, or a house inspection reported issues with certain appliances, getting a home warranty may be worth it for you. Replacing household systems related to plumbing or heating, for example, can be extremely costly. A home warranty is likely to save you money, and maybe even pay for itself, in this instance.

Home Warranty Service Agreement

A Home Warranty Service Agreement protects critical systems like your air conditioner, furnace and water heater, plus appliances like your refrigerator, oven, microwave, and more against routine breakdowns.

New Construction

If you're purchasing a newly built home from a builder, that builder should provide coverage for the structure of your house. Make sure your builder chooses Prudent Choice Warranty, the industry leader in structural warranties. Structural Warranty Coverage for workmanship, distribution systems, and structural defects. Extended Systems and Appliances Even new appliances break down! Coverage for major appliances (including refrigerator with ice maker), HVAC, water heater, electrical, plumbing, and more.

Why choose us?

Choosing Prudent Home Warranty—or any home warranty provider—can offer several advantages for homeowners seeking to manage maintenance and repair costs. Here’s why you might consider Prudent Home Warranty:

1. Financial Protection Against Unexpected Repairs

Homeownership often involves unforeseen expenses. A home warranty can help mitigate these costs by covering repairs or replacements for major systems and appliances, such as HVAC, plumbing, and electrical systems. This protection can be especially valuable in avoiding large, unexpected bills.

2. Convenience and Access to Trusted Professionals

With a home warranty, you gain access to a network of pre-screened and reliable service contractors. This can save you time and effort in finding qualified professionals, ensuring that repairs are handled promptly and efficiently.

3. Predictable Budgeting

Home warranties typically involve a fixed annual or monthly fee, along with a service call fee. This structure allows homeowners to budget more effectively, knowing that major repair costs are covered, which can reduce financial stress.

4. Peace of Mind

Knowing that essential home systems and appliances are covered can provide significant peace of mind. This assurance can alleviate the anxiety associated with potential breakdowns and the associated repair costs.

5. Added Value for Home Sellers

For homeowners planning to sell, having an active home warranty can be an attractive selling point. It offers potential buyers confidence that they won’t be burdened with immediate repair costs after purchasing the home.

6. Extended Appliance Lifespan

Regular maintenance and timely repairs facilitated by a home warranty can contribute to the extended lifespan of your appliances and home systems, ensuring they function efficiently over time.

Considerations Before Choosing a Home Warranty

While home warranties offer numerous benefits, it’s important to be aware of potential limitations:

  • Coverage Limitations: Some warranties may not cover pre-existing conditions, cosmetic issues, or certain types of breakdowns.

  • Service Call Fees: Each claim may involve a service call fee, which can add up over time, especially for minor repairs.

  • Choice of Contractors: Warranty providers often select the technicians who visit your home, which may limit your ability to choose your preferred service provider.

Before committing, it’s advisable to thoroughly review the terms and conditions of any home warranty plan to ensure it aligns with your needs and expectations.

If you have specific questions about Prudent Home Warranty’s offerings or need assistance comparing different providers, feel free to ask!